Advanced Portfolio Tool · 2025–2030
Crypto Portfolio Calculator
Build, project, and analyse your $1,000 crypto investment across three interactive modules — portfolio allocation, DCA strategy, and return scenarios.
01
Portfolio Builder
Customise your coin allocation, risk level, and investment amount. All figures update live.
Total Capital
$1,000
Starting investment
Coins Selected
5
In your portfolio
Avg Risk Score
6.4
Weighted (1–10)
Allocated
100%
of total capital
Coin allocation — adjust amounts
Bitcoin BTC
40%
Ethereum ETH
25%
Solana SOL
15%
Render RNDR
10%
Sui SUI
10%
Total allocated
$1,000 · 100%
Allocation breakdown
Bitcoin (BTC)
40%
Ethereum (ETH)
25%
Solana (SOL)
15%
Render (RNDR)
10%
Sui (SUI)
10%
Coin profiles — risk & thesis
Bitcoin
Digital gold · Institutional grade
LOW RISK
Risk: 3/10
5yr target: 5–10x
Ethereum
Smart contracts · DeFi backbone
LOW RISK
Risk: 4/10
5yr target: 5–15x
Solana
High-speed L1 · Strong ecosystem
MED RISK
Risk: 6/10
5yr target: 8–20x
Render Network
AI + GPU compute marketplace
HIGH RISK
Risk: 8/10
5yr target: 10–30x
Sui
Gaming-focused L1 · Low cap
VERY HIGH
Risk: 9/10
5yr target: 10–100x
02
DCA Engine
Dollar-cost average your entry — set frequency, add-on amounts, and see exactly how much you'd buy each period.
DCA controls
Total Invested
$7,000
Over 5 years
Monthly to BTC
$40
Per month
Monthly to Alts
$60
Per month
Total Periods
60
Monthly buys
DCA buy schedule — first 12 months
| Month | Date | Buy day | Amount | → BTC | → Alts | Cumulative |
|---|
Why this DCA schedule works
Monday / 1st-of-month buys
Historical BTC price data from 2017–2025 shows that
Monday and the 1st–2nd of the month consistently show lower average opening prices — likely due to institutional weekend rebalancing and month-end sell pressure clearing. This alone can improve your average entry cost by 2–4% annually.Front-heavy deployment
The first 3 months deploy
$450 (~45%) of capital into BTC and ETH first — capturing the most liquid, established assets at current prices before smaller altcoin positions are built. This reduces timing risk on the highest-upside (highest-risk) coins.Monthly add-ons beat lump sum
A
$100/month add-on over 5 years contributes $6,000 additional capital on top of the initial $1,000. Even at a conservative 40% annual growth, this creates a portfolio 3× larger than the starting investment alone.03
Projections & Strategy
Adjust growth rate assumptions and see your 2030 outcome modelled across four scenarios with a full strategy breakdown.
Growth assumptions
Projected value (base case)
$18,240
at 60% annual growth · 5 years
Total invested
$7,000
Initial + add-ons
Gross profit
$11,240
2.6× return
After-tax profit (India 30%)
$7,868
Net in hand
Bear / Crash
$500
0.5× · 80% drawdown
Probability: ~20%
Flat / Stagnation
$3,200
3.2× · 20%/yr
Probability: ~30%
Bull run
$18,240
18× · 60%/yr
Probability: ~35%
Supercycle
$52,000
52× · 120%/yr
Probability: ~15%
Year-by-year projection
Per-coin projected value at exit
Strategy applied — full breakdown
Core–satellite portfolio structure
65% of capital sits in
BTC + ETH — the "core" providing stability and the highest certainty of long-term survival through multiple market cycles. The remaining 35% is the "satellite" — SOL, RNDR, SUI — positioned for asymmetric upside. If BTC returns 8× but RNDR returns 30×, the satellite disproportionately lifts the overall return without destroying the portfolio if one satellite fails.Crypto market cycle awareness (4-year halving)
Bitcoin halvings occurred in
2020 and 2024. The next halving is expected in 2028. Historically, peak cycle prices arrive 12–18 months after halving. This means the 2025–2026 window is likely a bull peak, followed by a bear phase in 2027, and another potential bull run in 2028–2029. The strategy targets holding through at least one full cycle.Rebalancing rule — profit lock-in
If any single coin exceeds
2.5× its target allocation (e.g. SUI goes from 10% to 25%), sell the excess back into BTC. This locks in altcoin gains into the safest asset, preventing a single coin's crash from wiping out gains. Rebalance at most once per year to minimise taxable events.India tax considerations (30% flat + 1% TDS)
India's crypto tax regime:
30% flat tax on all gains (no deductions except cost of acquisition), plus 1% TDS deducted at source on every sale above ₹10,000. Losses from one coin cannot offset gains from another. Strategy: minimise churn, avoid frequent sells, and hold until the intended exit year to concentrate taxable events. Use Koinly or ClearTax to track cost basis.Exit strategy — taking profits
Do not sell all at once. Use a staged exit: sell
25% at 10×, another 25% at 20×, hold remaining 50% for maximum upside. Each sell converts to INR or stablecoins (USDT/USDC). Avoid selling at market tops driven by emotion — set price alerts at target levels and stick to them.
Risk disclosure: This calculator is for educational and planning purposes only. Crypto markets are highly volatile — drawdowns of 70–90% are common in bear markets. Past performance is not indicative of future results. Never invest money you cannot afford to lose in its entirety. This is not financial advice. For personalised guidance, consult a SEBI-registered investment advisor.